Local Posts Spokane, WA (zoom)

"I guess since all my cronies are throwing in the towel and taking retirement on schedule, it’s only reasonable I’ve been getting calls from the Mabana Financial Services asking if I’d like to come on down to their lavish offices overlooking the Port of Mabana and discuss fiscal strategies for my upcoming Golden Years. Ho ho, would I ever? Course, like I tell Ben, the head honcho down at MFS, it’s a little like saddling up the horse that ske-daddled when I left the barn door open back in my earning years. Earning years. Old Ben loves expressions like that". More at The Skeeter Daddle Diaries ➜

Gee, I don’t know. Imagine calling Donald Trump and his gang of goofballs weird. What, them? Elon Musk and his X platform of misinformation? C’mon, we all know he’s as normal as you and me and the potted plant in the room with us. So what if he plans to colonize Mars in our lifetime, probably not a bad plan at all, maybe start with Don and JD? Matt Goetz and Marjorie Taylor Greene? How about Lauren Boebert? Rudy, America’s mayor? Nothing strange about those nice people, right?..... More at The Skeeter Daddle Diaries ➜

"I went to apply for my State Park Annual Permit yesterday, what used to be free to us citizens, but now costs us taxpayers because the State doesn’t have enough tax dollars for what it used to have enough for so the budget needs to be balanced. Now the poor can pay what the guy launching his 25 foot Bayliner pays for a permit, same way he does at the gas station for the gas tax, same as he does at the drug store, same as he does just about everywhere he buys something. This is what we call Recessive Taxation. No breaks for the indigent. You know, folks we now refer to as Takers...... More at The Skeeter Daddle Diaries ➜

"Here’s some good news for you beleaguered gun right advocates: now you can buy your ammo from a vending machine. No need to haul down to your local gun dealer for bullets, just wheel up to the conveniently placed dispenser in your local chain grocery store. Course, at this time the only states where they’re located is Texas, Oklahoma and Alabama but you can rest assure American Rounds, the distributor, will expand exponentially until it reaches your very own Safeway". ...More at The Skeeter Daddle Diaries ➜

Photo shared by Heather Cox Richardson from Letters from an American

"A study from the University of Washington, published last week in the Journal of Exposure Science and Environmental Epidemiology, reports the noise from the Boeing EA-18G Growlers and their training drills present a “substantial risk” to two-thirds of Island County residents" More at The Seattle Times ➜
(U.S. Navy Photo)

Earth Day is an annual event celebrated on April 22 since 1970. It is a time to demonstrate support for environmental protection and an important reminder that we all have a role to play in protecting the planet. For Earth Day 2024 on April 22nd, EARTHDAY.ORG is reinstating its unwavering commitment to end plastics for the sake of human and planetary health, demanding a 60% reduction in the production of ALL plastics by 2040

 Credit for the Earth Day idea goes to Gaylord Nelson, an American politician from Wisconsin and leading figure in the fight against environmental degradation and social injustice. Rachel Carson, a marine biologist and best-selling author provided the spark for this movement with the 1962 publication of her book, "Silent Spring" which showed the devastating effects of modern pesticides on the natural world.

One of the most frequent questions I get about Medicare is “Do I need to sign up for Medicare when I turn 65 if I have employer group coverage?” And the answer is: It depends….

It depends on the size of the employer group and some other factors:
• Your cost for the coverage (including premium contribution and out of pocket expenses for deductibles, copays and your annual out of pocket maximum)
• If the employer plan benefits meet your needs (benefits, provider network)

NOTE: If your employer group is less than 20 employees, you should sign up for Medicare Part A and Part B when you are first eligible or face a lifetime late enrollment penalty. Your Initial Enrollment Period is a seven month window:

• 3 months prior to your 65th birthday,
• your birthday month and
• 3 months after your birthday month

With employer groups of less than 20 full time employees, Medicare is the primary payer and your employer group coverage pays secondary based on the benefit plan.

If your employer group is more than 20 employees, and offers medical and prescription drug coverage that is at least as good as Medicare (aka "creditable coverage"), you may not need to sign up for Medicare Part B right away. However, it's important to review the benefits and cost of your employer plan compared to the benefits and cost of Medicare plus a Supplement and drug plan or Medicare Advantage plan. In many cases, people save money by enrolling with Medicare.

There are several options for Medicare Advantage and Medicare Supplement plans available, and the key is determining which one will offer you the best coverage based on your healthcare needs, your lifestyle and your budget.

Medicare agents must be licensed in the state they sell products and must complete an annual certification and insurance company specific product training each year to assure they are qualified to help beneficiaries in making good choices. If you need assistance with your Medicare decisions, please contact me at 206-569-5415 or by email at suderloy@gmail.com. I am a licensed and certified health insurance agent in WA State and represent multiple health insurance companies. I can help you with your decision and enrollment for the plan that best meets your needs.