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Health Insurance Open Enrollment

Posted by Suder Group, LLC Profile 10/29/15 at 12:57PM Share

Selecting the right health insurance plan for you and your family is a time consuming and overwhelming process. The terminology is confusing and there are so many options - it's hard to know which one is right for you.

We can help simplify the process! We work with our clients to understand their specific needs. We help you identify the plans that will be the best fit for you and/or your family and provide you with a custom quote. We represent multiple health insurance companies in WA and earn commissions from the plan you choose. There is no charge to you for using our services.

The penalty for not having health insurance is going up in 2016. Open enrollment, from November 1st - January 31st is your window of opportunity to get enrolled or change plans.

Call 206-569-5415 to get help understanding your options and completing the enrollment process.

For those of you on Medicare, now is the time to review your current coverage and the new plan options to make sure you enroll in the best plan for you. A variety of new benefits have been added to Medicare Advantage plans such as hearing aids, travel to doctor appointments, meals after a hospital discharge, naturopathy/acupuncture and more; not all plans have added the same features. There are also some changes in premium and per service copays, depending on the plan you are on and the specific benefit. 

When reviewing your current coverage or selecting a new plan, there are several factors to consider, such as provider network, pharmacy coverage (is your specific medication included in the plan formulary), out of pocket costs and limitations, premium and the service area, just to name a few. 

I am a licensed agent, certified with several health plans representing multiple Medicare Advantage, Medicare Supplement and Part D Prescription Drug Plans in Washington and I can help you find the plan that best fits your unique needs.

Have you had a life changing event such as a birth, getting married or divorced, or losing employer group coverage? If so, you may qualify for getting coverage now, before open enrollment for 2016 starts.

Are you newly qualified for Medicare because you are nearing age 65 or you qualify due to a disability? If so, now is the time to review your options and select a plan for Medicare Advantage, Medicare Supplement or Medicare Part D plan that will meet your needs.

I consult with each of my clients to understand what is most important to them when it comes to purchasing health insurance. I represent multiple health insurance companies and I can help you find coverage that will meet your unique circumstances.

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