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Loy Suderman started Suder Group with the goal of helping people get the health insurance that will best meet their specific needs. She has worked in the health insurance industry for many years. If you need an experienced health insurance agent who is compassionate and committed to helping you find and enroll in the right plan, Loy Suderman is the agent to contact.
Loy represents multiple health insurance companies for Medicare and Individual/Family coverage and can help you narrow your options to select and enroll in the best plan for you.
Before selecting a plan, it is important to identify and list what is most important to you: specific physicians, hospitals and other providers; prescription drugs; coverage when you travel; and premium and out of pocket costs.
Medicare
Medicare Advantage plans, also known as Medicare Part C, replace Medicare Part A and Part B coverage, and usually include coverage for prescription drugs, known as Part D coverage. Some plans have $0 (zero) premium and richer benefit plans will cost you a little more. Finding the right plan to fit your lifestyle is very important. Every year new plans are introduced and changes are made to existing plans. Even if you are happy with your current plan, it is a good idea to review your plan to assure it meets your needs:
Is your health care provider and hospital in the network?
Does the plan cover your prescription drugs?
Do you have coverage when you travel?
Are other important benefits covered?
Does the plan fit your budget in terms of premium and out of pocket costs?
Finding the right plan can be overwhelming
Let's face it, no two people and no two families are alike, which is why the buying process to find the right health insurance can be confusing and overwhelming. Every year benefit levels change, the lists of In Network providers change, deductibles and co-insurance levels change, service areas change..... - it's hard to keep up!
There is no one size fits all type of coverage. Health insurance is as unique as you are, and finding the right plan to fit your needs, your lifestyle and your budget can be time consuming and frustrating..... You have better things to do!
Getting help is easy
At Suder Group, not only do we keep up-to-date on health insurance laws and the ever changing nuances in health plan options, we know what questions to ask you so we can help you identify the coverage that will meet your unique needs.
As licensed agents, we represent multiple health insurance companies in Washington and our goal is to help you find the plan that is right for you.
You are not charged a fee, nor do you pay extra to use a licensed agent - we earn commissions from the health insurance company you choose.
Why working with an independent agent is in your best interest
I focus on finding the best coverage for you. By representing multiple companies and options and completing rigorous training and certification annually, I am knowledgeable about changes and new plan offerings.
As your agent, I am available to answer your coverage questions and explain any terms you don't understand and assist you with communicating with the insurance company if you should need assistance.
Health insurance plans pay commissions to agents, we do not charge you for our services. You are not charged extra for using an insurance agent.
ABOUT SUDER GROUP
Suder Group is owned and operated by Loy Suderman, a health insurance professional who has managed a variety of functional areas within health insurance companies in WA. Loy has deep knowledge of how insurance companies work and how to resolve problems, should they arise. Loy recognized that with the Accountable Care Act, health insurance was getting more, not less, complicated for the average person to understand. She founded Suder Group to help individuals, families and those who qualify for Medicare navigate the complex system and find health insurance to meet their specific needs. As a licensed agent in WA State, she completes rigorous training and annual certification with several health insurance companies to sell their products. There is no one size fits all, and she will help you find the best coverage to meet your unique needs.
Locations
Suder Group, LLC
- Stanwood
- t 206-569-5415
- Stanwood, WA, 98292
- Seattle
- t 206-569-5415
- Seattle, WA, 98117
- Camano
- t 206-569-5415
- Camano, WA, 98282
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